Optimus Bank Limited, a Nigerian national commercial bank, announced its audited financial performance for the year ended 31 December 2025, showing significant growth across all major metrics.
Gross earnings climbed 73.53 % to ₦50.67 billion from ₦29.20 billion in 2024, driven by expanded core banking activity, higher asset yields and broader customer adoption. Operating income rose 82.02 % to ₦42.75 billion, underscoring the bank’s earnings capacity, while profit before tax increased 69.94 % to ₦24.14 billion, indicating effective conversion of revenue into profit.
The balance sheet expanded to ₦286.02 billion, with gross loans surging 137.19 % to ₦118.16 billion, reflecting stronger credit support for businesses and productive sectors of the economy. Customer deposits reached ₦114.12 billion, signalling sustained confidence and deeper market acceptance. Liquidity remained robust, with a ratio of 101.52 %, providing ample headroom for growth initiatives.
In commenting on the results, Managing Director and Chief Executive Officer Ademola Odeyemi said the 2025 performance “reflects the strength of our execution and the resilience of our business model.” He highlighted the bank’s digital‑first strategy as a key driver of customer acquisition, engagement and service delivery, and noted the firm’s focus on risk management and operational efficiency.
Looking ahead, Odeyemi said Optimus Bank will continue to scale operations, deepen relationships and leverage technology to deliver innovative financial solutions that support Nigeria’s economic growth.
With strong earnings momentum, a growing balance sheet and a solid capital base, Optimus Bank is positioned to expand its market presence and create long‑term value for customers, shareholders and other stakeholders. The bank’s 2025 results underline its commitment to digital‑led financial services, financial inclusion and broader economic development in Nigeria.
